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What should I know about traffic tickets and the points system?

If you think back to when you were first studying for your North Carolina license, you likely read a lot about how you can get points on your license for taking different actions. When many of us think of a rewards programs or a test, we associate the idea of points with something good. It's not something to strive for when it comes to driving though. Drivers who rack up excessive points may not only have to pay higher insurance premiums but also lose their license.

Most states including North Carolina have a points system in place which is used by the Division of Motor Vehicles (DMV) to keep track of a driver's serious traffic infractions. They assign varying point values to any number of moving violations including speeding, texting and driving, reckless operation of a vehicle, failures to stop, illegal turns and driving under the influence (DUI). If you receive too many points, then the state may suspend or revoke your driver's license.

What you may not realize is that automobile insurance companies maintain their unique point accounting system. It assigns different point values to certain traffic infractions. Your insurance rates may increase for each violation that you have. If your driving record is particularly egregious, then your insurer may even opt to cancel your automobile insurance policy. Even if they don't, the increase in costs that they assess may make it too cost-prohibitive to operate your vehicle.

There may be little to nothing that you can do to keep your infractions from making it into your insurance company's points accounting system. You may have to wait a while and take some defensive driving classes to show your auto carrier that you can be safe before they'll offer you a reduction in rates. The DMV may allow you to have deducted points added back onto your license if you complete a driver's education class or other activities.

A traffic tickets attorney can advise you of what you can do to improve your plight if you've been stopped here in Bolivia for some type of traffic violation. This may be key to keeping your insurance rates low and your driver's license active here in North Carolina.

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An Award-Winning LawyerFirm founder Dustin R.T. Sullivan has been recognized as one of the leading attorneys in North Carolina. His accolades include:

  • Super Lawyer2017 Rising Star in DWI Defense Super Lawyers of North Carolina
  • Superior DUI Attorney 20162016 Superior DUI Attorney ranking for fourth consecutive year by the National Advocacy for DUI Defense
  • Super Lawyer | Dustin R.T. Sullivan | Selected In 20172016 Public Service Award for Legal Aid of North Carolina
  • 10 Best 2017 | Attorney | Client Satisfaction 2015 10 Best Client Satisfaction Award by the American Institute of DUI/DWI Attorneys
  • NAFLA2015 Top 10 Ranking by the National Academy of Family Law Attorneys
    • Top Rated On AVVO
    • Review Dustin R.T. Sullivan | Avvo
    • Top Contributor Award 2014 | Dustin R.T. Sullivan | Avvo
    • Avvo Rating 10.0 | Dustin R.T. Sullivan | Top Attorney
    • 2014 Top 100 Attorneys in North Carolina by the National Advocacy for DUI Defense
    • nafdd
  • StarNews Media | Finalist for Best Attorney2013 Finalist for Best Attorney in Cape Fear region by Wilmington Star News
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